Here is a list of resources that have either been shared with us or we have found.
Should you have one that isn’t listed, place it in the contact form and we'll get it posted.
CDC - https://www.cdc.gov/coronavirus/2019-ncov/index.html
Charlotte Take Out/Delivery Restaurants
https://qcitymetro.com/2020/03/17/list-of-charlotte-black-owned-restaurants-for-take-out-and-delivery/
Lake Norman Take Out/Delivery Restaurants
https://assets.simpleviewinc.com/simpleview/image/upload/v1/clients/lakenorman/Lake_Norman_Restaurant_COVID_19_Updates_as_of_March_17_2020_633c5967-a8dc-418c-87ff-7aead9420333.pdf
Charlotte Take Out/Delivery Restaurants
https://qcitymetro.com/2020/03/17/list-of-charlotte-black-owned-restaurants-for-take-out-and-delivery/
Lake Norman Take Out/Delivery Restaurants
https://assets.simpleviewinc.com/simpleview/image/upload/v1/clients/lakenorman/Lake_Norman_Restaurant_COVID_19_Updates_as_of_March_17_2020_633c5967-a8dc-418c-87ff-7aead9420333.pdf
Small Business Loans & Grants
The federal government, through the U.S. Small Business Administration, is offering multiple types of assistance for small businesses. If your business has been adversely impacted by the coronavirus pandemic, please consider taking advantage of these resources. We'll continue to post updates on relevant programs as we learn more.
State by State Funding Resources thanks to LISC: https://www.lisc.org/media/filer_public/36/13/3613e083-8ec6-4751-822f-a8882f698f51/051520_covid_response_resources_small_business_state-by-state.pdf
PAYCHECK PROTECTION PROGRAMSmall businesses may be eligible for loans in an amount up to 250% of their average monthly payroll, with a maximum loan amount of $10 million. These loans may be forgiven (e.g., not repaid) if borrowers maintain their payrolls during or restore them after the crisis.
Funds can be used for payroll costs, including salary, wages, payment of cash tips, employee group health care benefits, retirement contributions and covered leave. Funds can also be used to pay interest payments on mortgage obligations, rent, utilities, and interest on other debt obligations.
You can learn more about the Paycheck Protection Program in these summaries from the SBA and Treasury: SBA Payroll Relief Program (2020)and PPP--Fact-Sheet.
Loans are made through SBA-certified lenders. Applications open Friday, April 3. Apply early to maximize your chance of getting a loan.
Complete the form: Paycheck-Protection-Program-Application-3-30-2020-v3
Use this link to find a lender in your area: https://www.sba.gov/partners/lenders/microloan-program/list-lenders
ECONOMIC INJURY DISASTER LOANS & GRANTSIn response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000 and working capital loans of up to $2 million. These loans and grants are designed to help small businesses overcome the temporary loss of revenue they are experiencing.
The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.
Apply at: https://www.sba.gov/page/disaster-loan-applications
DEBT RELIEFSmall businesses that have non-disaster loans from the SBA, such as 7(a), 504 and microloans, may be eligible for debt relief. The SBA will cover all loan payments for six months, including principal, interest and fees. This is also available to borrowers who take out new loans within the next six months.
Contact your current lender to request a deferment of payments.
OTHER SBA RESOURCESCall the SBA: (800) 659-2055
Email the SBA: [email protected]
Contact your local SBA branch: https://www.sba.gov/local-assistance
Subscribe for SBA email updates: https://www.sba.gov/updates
Follow SBA on Twitter: @SBAgov
SBA en Espanol: https://www.sba.gov/espanol
State by State Funding Resources thanks to LISC: https://www.lisc.org/media/filer_public/36/13/3613e083-8ec6-4751-822f-a8882f698f51/051520_covid_response_resources_small_business_state-by-state.pdf
PAYCHECK PROTECTION PROGRAMSmall businesses may be eligible for loans in an amount up to 250% of their average monthly payroll, with a maximum loan amount of $10 million. These loans may be forgiven (e.g., not repaid) if borrowers maintain their payrolls during or restore them after the crisis.
Funds can be used for payroll costs, including salary, wages, payment of cash tips, employee group health care benefits, retirement contributions and covered leave. Funds can also be used to pay interest payments on mortgage obligations, rent, utilities, and interest on other debt obligations.
You can learn more about the Paycheck Protection Program in these summaries from the SBA and Treasury: SBA Payroll Relief Program (2020)and PPP--Fact-Sheet.
Loans are made through SBA-certified lenders. Applications open Friday, April 3. Apply early to maximize your chance of getting a loan.
Complete the form: Paycheck-Protection-Program-Application-3-30-2020-v3
Use this link to find a lender in your area: https://www.sba.gov/partners/lenders/microloan-program/list-lenders
ECONOMIC INJURY DISASTER LOANS & GRANTSIn response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000 and working capital loans of up to $2 million. These loans and grants are designed to help small businesses overcome the temporary loss of revenue they are experiencing.
The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.
Apply at: https://www.sba.gov/page/disaster-loan-applications
DEBT RELIEFSmall businesses that have non-disaster loans from the SBA, such as 7(a), 504 and microloans, may be eligible for debt relief. The SBA will cover all loan payments for six months, including principal, interest and fees. This is also available to borrowers who take out new loans within the next six months.
Contact your current lender to request a deferment of payments.
OTHER SBA RESOURCESCall the SBA: (800) 659-2055
Email the SBA: [email protected]
Contact your local SBA branch: https://www.sba.gov/local-assistance
Subscribe for SBA email updates: https://www.sba.gov/updates
Follow SBA on Twitter: @SBAgov
SBA en Espanol: https://www.sba.gov/espanol
